Terms & Conditions

Terms & Conditions

Effective Date: May 1, 2025
Last Updated: May 1, 2025

Welcome to InsurancePolicyClub.com. By accessing or using this website, you agree to be bound by the following terms and conditions. If you do not agree with any part of these terms, please do not use our services.

1. Definitions

  • “IPC”, “we”, “us”, or “our” refers to InsurancePolicyClub.com

  • “User”, “you”, or “your” refers to anyone accessing this website

  • TSA refers to Technical Social Advisor

  • TSL refers to Technical Social Leader

2. Use of Website

You agree to use this website for lawful purposes only. You must not use the site in any way that:

  • Violates applicable local, national, or international laws or regulations

  • Harms or exploits minors

  • Infringes upon the rights of others

  • Introduces viruses or malicious code

3. Recruitment & Advisory Services

IPC provides information and recruitment support for individuals interested in joining the insurance industry. While we work with licensed partners such as HDFC Life, we are not an insurance company, nor do we issue policies directly.

Advisors (TSAs) and Leaders (TSLs) are independent professionals working under third-party licenses or partner agreements.

4. Commissions & Earnings

All income shared on this website is for informational purposes only. Actual earnings depend on individual performance, company policies (e.g., HDFC Life), and market conditions. We make no guarantees of income.

5. Partner Offers

IPC promotes discounted services from its partners including W.P.S.A.S, EventGram, Shutter Ipsum, and U.D.A. These offers are facilitated in good faith, but IPC is not liable for third-party service fulfillment, pricing changes, or disputes.

6. Intellectual Property

All content, branding, logos, and materials on this website are the intellectual property of InsurancePolicyClub.com unless otherwise stated. You may not copy, reproduce, or distribute any content without prior written permission.

7. User Submissions

Any content submitted through forms (e.g., inquiries, applications) becomes the property of IPC. We may use this data to assess eligibility, communicate with you, or share relevant partner offers. Your privacy is governed by our Privacy Policy.

8. Termination of Access

We reserve the right to suspend or terminate access to our website or services for any user who violates these terms or engages in behavior harmful to IPC or its users.

9. Limitation of Liability

IPC will not be liable for any direct, indirect, incidental, or consequential damages resulting from:

  • Use or inability to use the site

  • Delays in service delivery

  • Any errors, omissions, or inaccuracies in content

10. Governing Law

These terms shall be governed by and interpreted in accordance with the laws of India, with jurisdiction limited to the courts of Darbhanga, Bihar.

11. Contact Information

If you have any questions or concerns, you may contact us at:

📩 Email: support@insurancepolicyclub.com
📞 Phone: +91-9709646047

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